When I started to work with the city, I realized that I was going to be working alongside our attorneys every single day. While I was a little nervous around them at first, we quickly became friends and all of that anxiety melted away. It was really neat to see how many different subjects they could handle, and I realized just how necessary they were for helping me to manage various daily occurrences. On this website, I thought it would be really great to start talking about how to work with lawyers, and what it might mean for you and your family if you seek legal advice early.
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Working With Lawyers Every Day
Why A Pain Journal Makes A Difference To Your Worker's Comp Claim
Cassandra Stone
When an on-the-job injury sidelines you, your employer will step in with insurance. Workers' compensation insurance is handled by a third-party insurance agency that provides coverage for qualified hurt workers. If your claim gets approved, your medical expenses related to the illness or injury are paid and if you must stay away from work, you will be paid a disability wage. Unfortunately, some claims prove to be more difficult to deal with. Read on to find out how you can best promote the approval of your claim and support other aspects of your injury situation by keeping a special kind of journal.
When Your Claim is Disputed
Common themes emerge when workers' comp claims are denied. Often, hurt workers report that the workers' comp carrier denied them benefits because the injury was not severe enough to qualify. Workers' compensation insurance is meant to cover injuries or illnesses that actually prevent the worker from being able to perform the duties of their job. If a band-aid can be used to address the injury, you are not likely to gain compensation. On the other hand, some insurance carriers attempt to get out of paying benefits even when the claim is justified. They might allege that you are exaggerating your pain or the extent of your injuries in order to gain compensation.
Pain Journals
To help you prove your injury and be awarded the benefits you need, begin keeping a journal as soon as possible after your injury. This journal should document your day-to-day struggles with the work-related injury as you cope with your life. Include in the journal your symptoms, medications and their side-effects, all medical treatments with the results, and more. For example, if you are unable to attend your daughter's college graduation due to the work-related injury, be sure to write about the way that made you feel.
Permanent Injuries and Settlements
In some unfortunate cases, injuries don't heal and you are never able to return to your job. When that happens, you are often offered a lump sum settlement. One of the things you are compensated for with a settlement is the overall way you have suffered as a result of the injury. A pain journal will serve as a valuable resource when it comes to recalling medical treatments and more.
Workers' compensation lump sum settlements vary in amount—there are no set amounts. That means getting a lawyer to help you negotiate for the best financial package possible. To make the best of a bad situation, speak to a worker's comp lawyer and keep up with your claim using a pain journal.
For more information, contact a workers' comp lawyer.
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