When I started to work with the city, I realized that I was going to be working alongside our attorneys every single day. While I was a little nervous around them at first, we quickly became friends and all of that anxiety melted away. It was really neat to see how many different subjects they could handle, and I realized just how necessary they were for helping me to manage various daily occurrences. On this website, I thought it would be really great to start talking about how to work with lawyers, and what it might mean for you and your family if you seek legal advice early.
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Working With Lawyers Every Day
Does Bankruptcy Sway An Auto Accident Claim? It Depends
Cassandra Stone
In an ideal world, life would only throw one slow-moving curveball. Yet, most people face many. One of these unexpected turns is being involved in an auto accident after you have completed a bankruptcy. The two cases may seem worlds apart, but you may be surprised to learn that bankruptcy in the past can impact an accident claim.
Legal Separation
It is worth noting that legally, an insurance company cannot use a bankruptcy against an accident victim, in that they cannot tell someone they are lessening or denying their claim because of their past financial situation. However, it does not mean that they cannot attempt to use this detail against the victim, unofficially.
For instance, an insurance company might mention to the victim that they know about their bankruptcy in an effort to intimidate them. You do not have to withstand this type of treatment—you are the victim. Be sure you have an attorney working on your behalf to stop the insurance company in its tracks.
Financial Scrutiny
When an individual files a personal injury claim, particularly a sizeable claim, you can all but guarantee that the insurance company will perform a background investigation on the victim to look for any indication of questionable behaviors, including fraud.
In no way is filing for bankruptcy a form of fraud, but unfortunately, it can sometimes raise a red flag. As a result, it is not unheard of for the insurance company to even further scrutinize the specifics of the case to ensure every penny of the settlement amount is accounted for.
Evidence is Essential
Whenever an accident victim has anything in their past that can be used against them, the need for thorough and precise evidence only becomes more important. For example, if you sustained an injury during the accident that will require long-term, costly care, it is helpful to include a detailed account detailing the specifics of this cost, line-by-line.
The last thing any person in this situation wants to do is to give the insurance company ammunition to use against them to say that their settlement demand is for financial gain, instead of for losses. An attorney can help you collect and present your evidence appropriately.
Every accident is different; as such, your claim will be handled based on the specifics of your situation. Speak with an attorney to understand what type of impact you might expect, and most importantly, how to ensure you are prepared and protected.
Contact a company like The Radmore Law Firm for more information.
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